Financial, Explained
Plain-English breakdowns of the research on financial and well-being.
2 studies, broken down in plain English.
Your Money Mindset Shapes How You Handle Money
Comparing overindebted and non-overindebted consumers, a study found that money attitudes predicted financial behavior even after controlling for education, income, age, and gender. In other words, how you perceive money carries its own weight beyond your circumstances, helping explain why similar-looking people reach very different financial outcomes.
When Money or Time Runs Short, Self-Affirmation May Help
When money or time runs short, the strain is psychological too. This work highlights self-affirmation, briefly reconnecting with your core values and strengths, as a simple tool that appears to ease scarcity's threat by boosting self-efficacy and helping you reframe difficulties as challenges rather than threats.
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